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Benefits of Financial Planning

At Premier Financial we take a holistic approach to managing your finances by taking your financial goals and dreams into account first. Then together, we embark on a journey to help you develop an integrated financial plan to realize those dreams.

With Premier Financial It’s never too early or too late to develop a comprehensive financial plan that can help you achieve your financial goals. The plan we create will help provide you with:

A clear picture of where you stand today. We will gather all information needed to clarify your current financial goals and prepare an analysis reflecting your current resources and investment personality.

A clear vision of where you’re going. You will have a roadmap outlining the action steps you need to take, the strategies you can employ and the savings you will need to help reach your financial goals. We will also identify any gaps that may put your plan at risk and recommend adjustments to help close those gaps.

A clear strategy to help you get there. Identify and implement appropriate insurance and investment vehicles that will offer both potential growth and protection for what matters.

We can also help perform periodic reviews of your progress towards your goals and offer updated strategies if necessary.

It’s our mission to support you in reaching your short- and long-term financial objectives. A formal, comprehensive financial plan can help you have more confidence in knowing your next step is helping you move along the path towards your financial security goals. Our Financial Planners can look  at your situation and help you with the following: 

Assessing your financial situation

  • Tracking income and expenses
  • Determining net worth
  • Establishing an emergency fund

Saving for major expenses

  • Funding a college education
  • Buying a house or car
  • Developing a cash reserve for special occasions like weddings or vacations

Retirement planning

  • Estimating retirement income and expenses
  • Determining the amount of money you need to save to meet your future retirement income goals
  • Estimating the value of government programs
  • Identifying tax strategies to help minimize tax liabilities

Investment planning

  • Reviewing your experience and attitude about money and investing
  • Assessing your risk tolerance, including identifying your biggest concerns about investing
  • Developing an asset allocation strategy for each accumulation goal
  • Determining investment vehicles that best match your tolerance for risk and time horizons

Tax planning strategies

  • Identifying potential tax liabilities and tax-deferral strategies
  • Staying abreast of recent tax law changes

Protecting against financial crisis

  • Helping to ensure your family’s ongoing financial needs will be met if you die
  • Helping to meet your financial needs in the event that you become disabled or need special care
  • Planning for continuing your business

Estate planning strategies

  • Evaluating your estate
  • Helping to plan for the orderly distribution of your estate
  • Helping to provide a legacy to loved ones and valued charitable organizations

The fee for a comprehensive financial plan can range anywhere from $1200- $5,000 depending on the complexity of your situation. Reach out to us to discuss your particular situation for an exact cost. 

With Premier Financial It’s never too early or too late to develop a comprehensive financial plan that can help you achieve your financial goals. The plan we create will help provide you with:

  • A clear picture of where you stand today. We will gather all information needed to clarify your current financial goals and prepare an analysis reflecting your current resources and investment personality.
  • A clear vision of where you’re going. You’ll have a roadmap outlining the action steps you need to take, the strategies you can employ and the savings you will need to help reach your financial goals. We’ll also identify any gaps that may put your plan at risk and recommend adjustments to help close those gaps.
  • A clear strategy to help you get there. Identify and implement appropriate insurance and investment vehicles that will offer both potential growth and protection for what matters.
  • We can also help perform periodic reviews of your progress towards your goals and offer updated strategies if necessary.